Last Updated: October 7, 2025
Welcome to Knooty. By downloading, accessing, or using the Knooty mobile application and related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
These Terms constitute a legally binding agreement between you and Knooty ("we," "us," or "our"). If you are using the Service on behalf of a minor child, you represent that you are the parent or legal guardian of that child and that you have the authority to agree to these Terms on their behalf.
Knooty is an educational platform designed to teach children about investing through simulated stock trading. The Service provides:
Important: All trading on Knooty is simulated and educational. No real money is used, and no real financial transactions occur. The Service does not provide investment advice or manage actual funds.
Knooty offers two types of accounts:
To use the Service, parents must:
You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account.
By creating a child account, you represent and warrant that you are the parent or legal guardian of the child and have the authority to consent to the child's use of the Service.
Parents are responsible for:
The Service is designed for children ages 4 and up, with appropriate parental supervision. Children under 13 require explicit parental consent in compliance with the Children's Online Privacy Protection Act (COPPA).
Knooty is strictly an educational tool. We do not provide investment advice, financial planning services, or recommendations to buy or sell any securities. Nothing in the Service should be construed as professional financial advice.
All trading activities on Knooty are simulated and for educational purposes only. No real money is invested, no actual securities are purchased, and no real financial obligations are created.
While we strive to provide accurate real-time market data, we do not guarantee the accuracy, completeness, or timeliness of any market information displayed in the Service.
You agree not to:
The Service, including all content, features, functionality, software, text, graphics, logos, and designs, is owned by Knooty and is protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, educational purposes only. You may not:
Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Service, you consent to our collection and use of information as described in the Privacy Policy.
We are committed to protecting children's privacy in compliance with COPPA and other applicable privacy laws.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR AVAILABILITY.
KNOOTY MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY OF EDUCATIONAL CONTENT OR MARKET DATA. PAST PERFORMANCE IN SIMULATED TRADING DOES NOT GUARANTEE FUTURE RESULTS IN REAL INVESTING.
We do not guarantee that the Service will be uninterrupted, secure, or error-free. We reserve the right to modify, suspend, or discontinue the Service at any time without notice.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, KNOOTY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY.
IN NO EVENT SHALL KNOOTY'S TOTAL LIABILITY EXCEED $100 USD OR THE AMOUNT YOU PAID TO USE THE SERVICE IN THE PAST 12 MONTHS, WHICHEVER IS GREATER.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
You may terminate your account at any time by deleting it through the Parent app settings or by contacting us at app@knooty.com.
We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice, including if we believe you have violated these Terms or engaged in conduct harmful to other users or the Service.
Upon termination, your right to use the Service will immediately cease. We may delete your account data in accordance with our data retention policies.
We may modify these Terms at any time by posting the updated Terms in the Service or on our website. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.
We will notify you of material changes by email or through an in-app notification. If you do not agree to the modified Terms, you must stop using the Service.
If you have any questions about these Terms, please contact us at:
Knooty
Email: app@knooty.com
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Knooty regarding the Service and supersede all prior agreements.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.
By using Knooty, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.